If you have a fixed-rate mortgage, then you'll never need to manage a mortgage reset. If you have a flexible loan, then reset is its name. A mortgage reset will be the point in time at. It’s crucial to understand when and how your loan will reset, the speed formulation and what caps apply. Timing …
I have at least a dozen species of aster in my backyard, from color lovers to sunshine lovers, drought tolerators and rain garden mainstays. However, in my top three is fragrant aster, since it grows in even the worst dirt and blooms and blooms and blooms — even after many frosts. The beneficial insects appreciate …
Recently I wrote about a house where the architect was also the programmer. How about a situation in which the architect and builder are just one and the same? Such is the case with this Martinek House, also called the Pivot-Slide House, so called because of the glass doors that pivot and slip open to …
The owners of the house in Sydney’s Turramurra suburb wished to warm the interior’s sharp lines, so that they switched to designers Adam Scougall and Ben Napier for help adding more character to numerous chambers, such as this combined living and dining area. Adam Scougall Adam Scougall The team started with a fresh color palette …
I love having a small kitchen. Some people might cringe at having only 25 square feet to work with, but it gives me freedom. A smaller kitchen generates a more intimate atmosphere for cooking and serving with friends and family. It helps me to peel down. On top of that, I will give my whole …
Nothing beats taking a garden tour for education and inspiration. I’m lucky enough to reside in a place with several yearly garden tours, but for one reason or another, I’ve never been in a position to make even one of them. This year the time eventually worked out for me to attend one in a …
We’ve been noticing some interesting outdoor features built just for pets about lately, which makes us want to understand what sorts of pet projects you have been working on. A brand new bath for Fido? A new catmint plant for Fluffy? A brand new chicken coop? Please snap a photo and share your work together …
Subsidized housing makes it possible for individuals and families with significantly lower incomes to attain housing arrangements. Home plans are supported by the U.S. Department of Housing and Urban Development (HUD), which provides funds to local housing agencies. Although specific requirements vary by county, the HUD has established overall requirements for subsidized housing throughout the …
Le Corbusier is considered one of the very most influential architects of the 20th century (if not that the most powerful), typically placed alongside Frank Lloyd Wright and Ludwig Mies van der Rohe. His buildings and urban plans pointed the way for innumerable architects and even bureaucrats, many taking his ideas in directions (home projects, …
Among the very best and most rewarding house remodeling jobs is finishing an present basement. In older houses, where the ceiling peaks aren’t always the tallest, finishing a basement can provide that extra bit of living space such as a playroom for the kids, a workout area, a quiet house office and much more. First, …