A homestead exemption is a written statement, under penalty of perjury, that a particular dwelling (e.g., home, flat, boat, etc.) is an individual’s or family’s main dwelling. Once a home is established as your homestead, the home is protected from your creditors. California has two kinds of homestead exemptions. One is automatic with any dwelling …
A house is. Besides representing a substantial part of your net worth, your house can be central to the life of your family. That is the reason why homeowners insurance is so important despite the price and the complicated process of selecting the ideal type of insurance for your home. Limits One of the problems …
One of the wonderful benefits of the FHA mortgage loan is that people who wouldn’t qualify for an affordable conventional mortgage loan might be able to qualify for an FHA loan. The U.S. Department of Housing and Urban Development, commonly called”HUD,” supplies guaranteed payment to the creditor on all FHA loans. Since banks are eager …
Let’s talk of the favorite topics of everyone: your kitchen and you. In a recent poll, we asked homeowners to answer a string of questions regarding their kitchen remodeling strategies. The results are in and, wow, you despise your current kitchen countertops. Can’t we all just get along with Formica and tile? Apparently not. Of …
There is a crispness in the air, the leaves are starting to change, football season is in full swing and school students are well into their semesters, looking forward to fall break. I am so jealous of them! I think my own thoughts about classic collegiate design stem out of your romantic ideal of brick …
Our garages play an essential function in our everyday living. Of course, they protect our vehicles in the elements. But more often than not, they also become dumping grounds for tools, cleaning products and seasonal equipment. These tips may help you make the most out of this frequently overcrowded and underused area. Built-ins, pegboards, slat …
For couples, picking and decorating a home is all about compromise. But let us face it, which can be tough, especially if your tastes and your spouse’s are polar opposites. Take first time homeowners Mike and Kathryn Zabik. He favors a big urban loft. She favors a farmhouse. He loves contemporary fittings and an open …
I’ve been working diligently the past couple of months on creating a much more usable and gorgeous backyard. Living in the hills allows me a fairly brilliant setting, but that I definitely need a couple of things to let me appreciate it to its potential. With the longer days and the warm nights, my own …
Adequate light and ventilation play a big role in the quality of a bathroom’s paint job. Bathrooms take a good deal of abuse, as a result of the continuous steam from showers and baths. The humidity levels in bathrooms are constantly falling and rising, which means that your paint needs to be up to the …
UTB/Universal Company made the 460 tractor from 1977 to 1991, at its factory in Brasov, Romania. The Long 460 model is drive. The is four-wheel drive. Tractor Size The Long 460 tractor is 115 1/2 inches long with an 18.3-inch ground clearance and a wheelbase of 71 1/4 inches. It is 54 inches high and 57 inches …